Posted on January 17th, 2014 No comments
Shredding sensitive or confidential documents are beneficial in keeping personal information, just that, personal.
There is nothing that can be worse than walking into a car dealership, trying to get approved for a new car that you desperately need, and learn that you have already bought the car last week, your debt to income ratio is too high, you have a few extra credit cards to your name, and none of this you have known anything about! As you sit stunned trying to comprehend what has happened, the identity thief is driving away in a brand new Audi under your name. Unfortunately, you have been a victim of identity theft.
In today’s world there is such a concern about identity theft because it surrounds us whether it is in your own place of business, where you bank, paying bills online or even just shopping online. The need to take measurable steps to protect oneself has become a daily norm for us. So what measures can you take to protect yourself from desperate thieves who want to wreak havoc on your life?
Shredding sensitive or confidential documents are beneficial in keeping personal information, just that, personal. With technology evolving, programs are sometimes difficult to access to gain a person’s private information. However, if you accidentally throw away any paperwork that contains personal information like your full name, address, social security number, and date of birth, that’s enough ammunition for a crook to sabotage your life. The trouble you would face cleaning this kind of mess up will cost you thousands of dollars as well as a massive headache.
You do not want to be a victim of identity theft so why leave it to chance? Do not discard your personal documents, instead have them shredded.
At MicroShred, we are committed to keeping your information private and will ensure your documents will be shredded and safely discarded. Please feel free to contact us for more information.
You decide to throw your confidential paperwork into the trash. But do you know where your trash ends up? Eventually, it ends up in a landfill, the bags are left opened and then dumped into a pile and left. Your credit card statements with your account numbers are now open to the public. In order to protect yourself from fraud you should be shredding your sensitive material. Statistics have shown that people mainly get their hands on a person’s confidential information by a process called “bin raiding”. By the time you have realized that you have had your identity kidnapped, it’s a year later and the damage is already done.
A thief doesn’t need anything more than one or two pieces of personal information from your trash and some highly designed tools to steal your identity. With this, a thief can have a field day with your credit card in Dolphin Mall spending an exorbitant amount of money. In places where confidentiality is a necessity, like hospitals, financial institutions and schools, shredding is a priority in keeping people’s IDs safe and secure. The most effective way for them to achieve this is by shredding sensitive documents. The same should go for everyone else to help keep personal information private and the most effective way to discard these pertinent details is to completely destroy them.
You do not want to give away your identity, so protect yourself by having your sensitive material shredded. You will have peace of mind if you know your private information will remain private and will not fall into the wrong hands. Do not give any thief an opportunity to walk away with your name, social security number and/or credit card information, all of which you have worked so hard to build.
Here at MicroShred we are committed to your privacy and we ensure that your documents are properly and securely shredded and discarded. Please contact us for more information.
It is important to protect your business from identity theft and fraud. MicroShred’s mobile shredding trucks will travel to any location in southern Florida and destroy confidential documents ranging from financial and legal records to computer hard drives.
Companies tend to have a greater need for shredding services. There is more of a chance for businesses to be affected by identity theft or fraud because of the significant number of confidential documents. Identity theft sets the government, American citizens, and businesses back by billions of dollars each year. From 2005 to 2010, 64.1% of these instances involved credit card fraud, the fastest growing type of identity theft.
The best option is to hire an experienced and professional company like MicroShred, the top paper shredding company in south Florida. Hiring MicroShred for your business will be a great investment and better prepare you for the future. MicroShred will provide you with enhanced security, consistent and reliable shredding practices and verified compliance with information protection regulations.
If you prefer off-site document destruction instead of shredding on-site, our mobile shredding trucks will travel to you to pick up your material to be destroyed. All of MicroShred’s trucks are secure and your materials will be carefully transported to our shredding facility to be destroyed immediately upon arrival. Finally, MicroShred is environmentally friendly as all the paper shreds are taken to a recycling center to be transformed into new material.
The following are the top confidential documents to shred:
- financial records
- payroll records
- legal documents
- account records
- medical records
- confidential correspondence
- tax records
- outdated business records
- invoices and cancelled checks
After each service visit, MicroShred will provide customers with a Certificate of Destruction (COD). Included on the COD is the date of the service and acts as proof that all the confidential documents were destroyed beyond recognition and disposed of properly.
MicroShred’s services will ensure your business is protected so that you can focus on what really matters.
What is GLBA?
Also known as the Financial Services Modernization Act, the Gramm-Leach-Bliley Act (GLBA) was enacted in 1999 to protect private consumer information held by financial institutions. The GLBA requires banks to develop privacy notices and to provide customers with the option of prohibiting the sharing of their confidential information with non-affiliated third parties. On July 1, 2001, the Act was amended, requiring financial organizations to have a comprehensive, written information security program in place.
Who is affected by GLBA ?
The GLBA applies to virtually every business in the United States engaged in the “financial services” industry: institutions that provide financial products and services to consumers. This applies to all national banks and federal branches of foreign banks that are required to follow US banking regulations.
According to the Act, financial institutions are required to implement a comprehensive, written information security program that includes proper administrative, technical and physical safeguards, the nature of which are dependent upon the size and complexity of the organization. This requirement extends to any subsidiaries of the parent financial organization. The program must be designed to protect consumers’ non-public, personally-identifiable information by ensuring security and confidentiality of data, by preventing potential risks and threats to data, and by protecting against unauthorized access to or use of consumers’ private information.
When using service providers such as an outsourced document destruction company, financial institutions have a duty to safeguard their customers’ information while it is in the possession of the outsourced company. To adhere to this, the financial organization must use due diligence in selecting, managing and monitoring the service provider to ensure consumers’ private information is protected. This includes entering into contracts with a document destruction company when appropriate.
What is HIPAA?
Signed into federal law in 1996, HIPAA was created to combat fraud and abuse in the health insurance industry. The Act stipulates that all United States health care organizations must “maintain reasonable and appropriate, technical, and physical safeguards to prevent intentional or unintentional use or disclosure of protected health information.”
HIPAA protection attaches to all information relating “to the past, present, or future physical or mental health or condition of an individual, or the past, present, or future payment for the provision of healthcare.” Materials that would contain such protected information include patient histories, logs, notes, forms, billing and insurance information, and any other records containing personal information in the possession of healthcare providers.
Who is affected by HIPAA?
Regardless of size, all healthcare providers in the United States must have documented policies defining reasonable measures that are being taken to protect personal health information and ensure the organization is protecting against unauthorized access to personal information.
This includes all organizations or individuals who retain and/or collect health-related information, such as: hospitals, medical centers, insurance companies, billing centers, collection agencies, doctors, dentists, chiropractors, psychiatrists, psychologists and any other institutions or individuals responsible for personal health-related information.
What is FACTA?
Signed into law on December 4, 2003, the Fair and Accurate Credit Transactions Act (FACTA) is federal legislation aimed at the prevention and penalization of consumer fraud and identity theft. Administered by the Federal Trade Commission (FTC), the FACTA Disposal Rule has been in effect since June 1, 2005. The Disposal Rule puts in place requirements for proper document disposal and destruction, and recognizes the problems that can and do arise when private information is disposed of in an irresponsible manner.
Who is affected by FACTA?
FACTA applies to virtually all persons and businesses in the United States, mandating that “any person who maintains or otherwise possesses consumer information, or any compilation of consumer information, for a business purpose must properly dispose of such information by taking reasonable measures to protect against unauthorized access to or use of the information in connection with its disposal.”
Under FACTA, consumer information is defined as personal identifying materials which extend beyond just a person’s name, including:
- a social security number
- a driver’s license number
- a phone number or e-mail address
- a physical address
To comply with the FACTA Disposal Rule, businesses and individuals must take “reasonable measures” to ensure such information does not fall into the wrong hands. Reasonable measures include the “burning, pulverizing, or shredding” of paper documents, such as the contracting of a third-party engaged in the document destruction business to dispose of confidential information in a manner consistent with the Act.
Failure to abide by FACTA may result in stiff penalties. Victims are entitled to actual damages sustained due to incompliance; they may also seek statutory damages, and, in some cases, file class-action suits. Federal and state authorities are also empowered to bring legal enforcement actions against businesses that violate the Act.
MicroShred’s mobile destruction services bring confidential and secure shredding to you.
Our completely self-contained mobile shredding trucks will shred your documents at your home or place of business. Our trained security personnel shred your material without interfering with your daily operations. You may, of course, witness the shredding process at any time. The materials are destroyed beyond recognition, reconstruction and readability.
Upon completion, you are issued a Certificate of Destruction certifying the time and date your materials were destroyed. The obliterated material is then transported to our secured recycling facility. We offer a complete line of on-site shredding services with flexible scheduling options to meet your needs. All shredding is done by our mobile shredding trucks. No need to remove paper clips, staples, binder clips or other fasteners. We shred everything!
Posted on May 2nd, 2013 No comments
Keeping customer and employee information secure is more than good business. It’s the law.
Legislation concerning privacy is becoming more rigorous and continues to be strictly enforced. Organizations that fail to comply will incur severe penalties.
Shredding all confidential information is the preferred method of document destruction.
Our mobile shredding trucks turn paper and computer hard drives into fine shreds that can’t be reconstructed.
19593 NE 10th Avenue
Miami, FL 33179
Tel: 305-999-9234 / 866-467-4733
Posted on December 17th, 2012 No comments
Don’t think that document disposal is just for businesses. It is just as important for individuals. The best way to protect yourself and your family is to have personal documents shredded annually. According to the United States Department of Justice, in 2010, 7% of all United States households had at least one member of the family at or over the age of 12 who have been a victim of some sort of identity theft. Many people may also not be aware, but in 1988, the US Supreme Court ruled that garbage is public domain. This law states that once you place the garbage pail or bag at your curb, you are giving up any expectation of privacy to its contents. That is why you cannot go wrong with the shredding services provided by MicroShred.
To protect you and your family, the best option may be MicroShred’s “Occasional Purge Program,” which is an annual service. MicroShred will work with you to develop a proper plan and price for shredding services.
MicroShred is glad to take the burden off you and give you and your family peace of mind. MicroShred’s highly trained employees, who must periodically pass strict background checks, perform all work. All employees are also required to wear a MicroShred clearance badge.
Documents that should be shredded are any that contain information you do not want others to see, including your address and phone number. One example of documents you should shred includes pre-approved credit card applications.
After each service visit, MicroShred will provide customers with a Certificate of Destruction (COD). Included on the COD is the date of the service and acts as proof that all the confidential documents were destroyed beyond recognition and disposed of properly. Finally, MicroShred is environmentally-friendly as all the paper shreds are taken to a recycling center to be transformed into new material.
Everything about MicroShred is professional, from their customer service representatives to the highly-trained employees in the field. The security and safety of all customers is MicroShred’s top priority. MicroShred is trusted by federal, state and local government agencies. MicroShred’s services will ensure your home and family are protected and you can focus on what really matters.